Financial Reality Check.

Free tools that show you what the numbers actually mean — for your business, your career, and your money.

Business

ROAS Reality Check

Is your ad platform lying to you? Ad dashboards often over-report revenue by 20-40%. Calculate your Real ROAS based on actual bank deposits.

Profit Reality Calculator

Does your P&L match your bank account? Revenue is ego. Calculate your True Profit after refunds, processing fees, and hidden chargebacks.

LTV Forecast Planner

Can you afford to scale? Stop guessing acquisition limits. Forecast customer Lifetime Value to know exactly what a customer is worth.

Career

What Should I Charge?

Salary ÷ 2,080 hours is wrong. Calculate your Real Rate after taxes, overhead, and actual billable hours.

Salary Reality Check

What is your real hourly wage? After taxes, benefits, and commute — the answer might shock you.

Housing & Money

Should I Rent or Buy?

Most calculators compare monthly payments. This one shows your total wealth under both paths — including the opportunity cost of your down payment. Works for 8 countries.

K-1 Basis Tracker

Is your broker's cost basis wrong?

MLP distributions erode your basis every year. Track your real IRS-adjusted basis so you're not blindsided when you sell.

Coming Soon: Tax Drag Calculator — See what taxes, fees, and inflation really cost your investment returns.

Why These Tools Exist

Every tool here exists because the standard version gets the math wrong — or leaves out the parts that matter most. ROAS calculators that ignore attribution gaps. Salary tools that forget taxes and commute time. Rent-vs-buy calculators that skip the opportunity cost of your down payment.

I spent a decade as an institutional energy trader managing portfolios where getting the math wrong cost millions. These tools apply the same rigor to the financial decisions real people actually make.

Everything runs in your browser. No signup, no data collection, no paywalled “pro” tier. If a tool helps you, tell someone.

Built by Lucas Andersen — former institutional energy trader, now building tools that cut through financial noise.

Need hands-on help with tracking, attribution, or financial modeling? [email protected]